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It Doesn't Have to Be a Dark Day To Plan a Funeral

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Tim Waterlow Affinia Partners Chipping SodburyThis is a guest post from Tim Waterlow at Affinia Partners in Chipping Sodbury

When should we plan a funeral is a question we very rarely ask ourselves.

Simply, it’s a bit too painful to contemplate.

If pushed we would agree that the worst time to plan a funeral would be when someone has just died. 

You will have an average of twenty-four to seventy-two hours to make all the arrangements, while also dealing with the emotional impact of the loss of a loved one.  Making difficult decisions which cannot be undone when you are overcome with grief is not the best time.

None of us like to think about the fact that we are all going to die at some point and that the inevitable process will cause sorrow and distress to our loved ones.

Most people don’t know how to begin planning for life’s ending.

Start with Making Your Will

For everyone who has made a Will they have already taken a step in the right direction towards pre-planning their future wishes.

The problem is, that making a Will often fails to address immediate family concerns as to what happens between the time of death and in the crucial days thereafter leading up to the funeral when major financial decisions have to be made. 

These days, there are certain ways in which you can try to reduce this distress by for example arranging a funeral plan.

The Costs of a Funeral

Funerals are expensive and can cause a lot of financial stress.

This is why funerals plans may be a good idea if you are looking for peace of mind.

Funeral plans allow you to pre pay for the cost of your funeral so your family has less to worry about.

The cost of your funeral , which can be in the thousands, will not be taken from your Estate.

What is a funeral plan?

A funeral plan is a way in which you can arrange things so that your loved ones will not have to worry about planning and paying for your funeral when the time comes, and guaranteeing the cost of the funeral today.
You can pre pay for the whole thing and also plan all the small details so that your family know that everything is being done as you would have wanted it to be.
Funeral costs are increasing dramatically and sorting out your plan today, could save your loved ones a significant amount in the future.

Arranging the Funeral Details

Many people will have an idea of the type of funeral that they would like, a burial or a cremation; whether the funeral is a small and private  or a larger affair; the kind of music they would like to have played and the words that they wish to have said at the service. With funeral plans, you can pre-select all of these details.

Peace of Mind

It is equally important if you do take such a step to make sure that you have made a will and that the details of your funeral plan are recorded in your will or a letter is placed with your will, together with the original plan or a copy of it.

This will mean that you executors will be able to find the information and act on it and ensure that no one commences other arrangements which could incur additional costs to your estate.

Life Cover

If you are over fifty years old, you will be accepted and will not need to have a medical for a funeral plan.

You will also not need to pay the total amount in one go as you can pay I instalments over one, five or even ten years.

It makes sense to arrange your funeral plans in your lifetime and you can consider it as a final gift to your loved ones. You will have removed the uncertainty regarding your final wishes, thereby reducing any possible family friction, and at the same time, you will have saved your family from bearing the financial and emotional burden.

To find out more information about arranging a funeral plan visit